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Jonathan Charwat

Partner

Jonathan is a corporate, commercial, and regulatory lawyer who acts for insurers, managing agents, brokers, managing general agents, intermediaries, retailers, and other third parties in the insurance distribution chain. His specialities include insurance regulations and practice relating to the structure of insurance distribution arrangements; compliance and operational procedures and regulatory permissions; policy wordings and other customer-facing documentation; sales and support journeys; insurance distribution, administration and outsourcing agreements; broker agreements and arrangements in respect of the Bribery Act and broker remuneration rules.

“One client said I’ve been known to make insurance regulation almost interesting!”

“I love the complexities and intricacies of working in the insurance market. I understand the insurance regulation and market first, and can convert that into something operational, practical, and proportionate to clients’ businesses.  

Clients see me as a trusted advisor who understands the insurance market and takes the time to get to know their business and operations.  One client said I’ve been known to make insurance regulation almost interesting!

Being commercial yet prudent is important. So is being responsive and directional – it builds trust. I've been on five insurance market secondments so I get the needs of lawyers and the business. Communication and relationships are not a one-size-fits-all. Instead, I listen to the client, take heed of the scenario and use the model that is appropriate; for example, advice can be given over the phone, as a presentation, or in a note ready-to-go to the business.”

Jonathan’s recent work highlights:

Advising a number of insurers and market participants on their implementation of new Consumer Duty regulations. 

Providing support and advice to a global insurer in its expansion into new retail and SME insurance products.  

Acting as the third line of defence for a number of insurers when it comes to reviewing and advising on broker remuneration arrangements. 

Directory quotes

"Jonathan Charwat is an excellent representative of RPC. Jonathan has helped us with a variety of topics this year and can always be relied upon to be professional and help us to find an appropriate solution." - Legal 500 UK 2024

"Whitney Simpson and Jonathan Charwat are both great individuals to work with, dedicated and focused on the deliverables. They making talking about difficult and technical subjects easier." - The Legal 500 UK 2022

"Jonathan Charwat has spent time within our company and as a result offers tailored advice that cuts straight to the point. This saves our time and the business owners are able to have strong direct relationships in some instances. He really knows how our business works and this is reflected in the high standard of advice." - The Legal 500 UK 2022

‘Jonathan Charwat is knowledgeable and very user friendly.’ -The Legal 500 UK 2022

Recommended - The Legal 500 UK 2022

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