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Perspective - Blog
How should Financial Institutions manage the rise of non-financial misconduct?
Over the last few months, Parliament's Treasury Committee has sought to examine the many barriers faced by women in financial services through the aptly named "Sexism in the City" inquiry.
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Perspective - Blog
Quid game – fixed costs; pick your battles
Ordinarily, the claims that make the headlines are those that have the highest value or the most significant impact on the public. With the costs landscape ever-changing in civil claims, without careful planning and strategy, even modest claims can end up biting defendants in the longer-term.
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Perspective - Blog
Castle caper condoned? Court of Appeal rules on dishonest condonation and aggregation under solicitors policy in Discovery Land v AXIS
On 15 January 2024 the Court of Appeal handed down judgment in Discovery Land Company LLC and others v Axis Specialty Europe SE [2024] EWCA Civ 7. The case concerns the ability of a solicitors’ insurer to decline cover for a claim on grounds of dishonesty and, in particular, the meaning of “condonation” of dishonesty. It also concerns how the aggregation clause operates in a solicitors’ professional indemnity insurance policy.
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Perspective - Blog
The Terminator: A Tale of Two Insurance Claims
It is 2029, and the Machines are losing their war with Humanity. What to do?
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Perspective - Blog
Project Angel Bidco v AXIS - what are the key takeaways for warranty and indemnity insurers?
On 31 October 2023, the London Circuit Commercial Court gave judgment in Project Angel Bidco Limited (in administration) v Axis Managing Agency Limited & Ors (2023) EWHC 2649.
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Perspective - Blog
Wordings do matter
Contract drafting has been brass tacks for lawyers since the dawn of time. In its broadest terms, it involves putting the scope of a bargain reached between parties into clear and effective language.
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Perspective - Blog
Storm Babet, flooding and the insurance implications
Subtropical cyclone Storm Babet is currently responsible for over 350 flood warnings in the UK, with more flood warnings expected later this week.
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Perspective - Blog
Getting to know Global Access Lawyers
Global Access Lawyers brings together some of the worlds leading insurance law practices. In the following pages get to know the different law firms that make up Global Access, who we are, where we operate and the kind of work we do. We hope you find this useful to understand the international reach of Global Access.
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Perspective - Blog
Court of Appeal finds in favour of FSCS on scope of the Policyholder Protection Rules (PRR)
Tamsin Hyland explores the recent judgment of JR (On the application of Manchikalapati v FSCS [2023] EWCA Civ 1006) and its relevance to insurance policy wording.
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Perspective - Blog
What does the FRC's proposed corporate governance overhaul mean for D&O exposures?
The Financial Reporting Council (FRC) has now published the draft new UK Corporate Governance Code following the Government's requirements that it incorporate more robust internal control and prudent and effective risk management requirements. The deadline for responses to the FRC's consultation is 13 September 2023.
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Perspective - Blog
Consumer duty and claims handling – beware of sludge practices
The Consumer Duty is a new regulatory framework developed by the Financial Conduct Authority (FCA) aimed at creating a higher standard of consumer protection in the retail markets. The FCA expects the Consumer Duty to be a significant shift for the market in terms of its expectations on firms and in this blog we consider this shift in the context of insurance claims handling.
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Perspective - Publication
Law passed to regulate Significant Investments in Singapore Entities
The Significant Investments Review Bill (the "Bill") was recently passed by Parliament on 9 January 2024, and is expected to take effect in the first half of the year.
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Perspective - Blog
FOS complaints and hindsight – categorical statement from the Chief Ombudsman
The FCA has been producing a range of temporary measures with the aim of ensuring that firms can work at pace during the pandemic for the benefit of customers. However, where procedures are bypassed or corners cut what will FOS do in response? The response from FOS to that questions raises another – the use of hindsight when coming to its decisions.
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Perspective - Blog
Bossing the rules
Watch out for RPC's new blog mini-series on the SRA Standards and Regulations 2019.
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Perspective - Blog
FCA issues Final Report in the Wholesale Insurance Broker Market Study
Today, the FCA released its Final Report in its Wholesale Insurance Broker Market Study. The study, which was launched in 2017, considered competition, transparency and conflicts concerns arising from changes in the market, including an increased use of broker facilities.
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Perspective - Blog
Accountants, auditors and actuaries beware: the FRC continues to show its teeth, as its future stands in the balance
In widely publicised news, the Financial Reporting Council (FRC) continues to levy record high fines and has cast criticism on a number of firms. What appears to be an unforgiving stance taken by the regulator seems to come in the wake of the review into whether or not it should be disbanded, or folded into another regulatory organisation.
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Perspective - Blog
The future of SIPPs – FCA responds to the Work and Pensions Committee
A couple of weeks ago we reported on 5 pointed questions raised by the Work and Pensions Committee of the FCA in relation to the SIPP market. Those questions included whether or not the FCA was considering banning non-standard investments in SIPPs. The FCA has now responded. The response includes the FCA's views on the due diligence it expects of SIPP providers when it comes to non-standard investments.
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Perspective - Blog
PRA consultation to promote diversity on boards of large insurers
The PRA consults on further amendments to the Senior Insurance Managers Regime (SIMR) including promoting diversity on boards.
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Profile
Perspective - Blog
Unpacking the Building Safety Act's industry overhaul
On June 28, 2022, the Building Safety Act 2022 received royal assent, bringing about the biggest change to building safety in 40 years.
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Perspective - Blog
Construction disciplinary trends analysis #2: engagement letters – worth more than the paper they're written on!
This article is the second in our mini-series analysing trends in disciplinary decisions involving construction professionals, with insight from our specialist disciplinary team.
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Press and Media
The Times recognises RPC among Best Law Firms 2024
International law firm, RPC, has been recognised by The Times in its Best Law Firms 2024 report, an annual ranking of the top 250 law firms in England and Wales.
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Perspective - Blog
Construction disciplinary trends analysis #1: continuing professional development
This article is the first in our mini-series analysing trends in disciplinary decisions involving construction professionals, with insight from our specialist disciplinary team.
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Perspective - Blog
The El Niño year and impact on subsidence claims
Insurers should be bracing for a wave of subsidence claims arising from the increasingly warm weather. The UN’s World Meteorological Organization (WMO) has declared that an El Niño climate event is in progress, which helps explain why June 2023 was the hottest on record in the UK.
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Perspective - Blog
Building on renewable energy #3 – Anaerobic Digestion
Anaerobic digestion is the process by which biodegradable materials are broken down in a controlled environment. Whilst being broken down, the materials emit gas (which can be used as a source of renewable energy), and produce heat (which can also be harnessed on or near-to site). The process also leaves a waste material (digestate), which can be used as fertiliser, contributing to the circular economy.
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Profile
Perspective - Blog
No bouncing back for directors
Banned! Fraudsters! – Terms used by the Insolvency Service for directors who abused the government backed loan scheme which was put in place to help businesses struggling during the pandemic.
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Perspective - Publication
The Week That Was – 28 June 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 21 June 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 14 June 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 7 June 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 31 May 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 24 May 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 17 May 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 10 May 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 3 May 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 26 April 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Blog
Court considers requirements for a condition precedent to litigation in Local Authority application
In Lancashire Schools SPC Phase 2 Ltd v Lendlease Construction (Europe) Ltd [2024] EWHC 37 (TCC) a local authority failed in its application to have the claim against it stayed or struck out on the basis of non-compliance with a contractual dispute resolution mechanism.
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Perspective - Publication
JCT 2024 has landed! This is the ideal time to update your contracts
The JCT 2024 suite of contracts has arrived, with the Design and Build Contract being the first to be released.
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Perspective - Publication
The Week That Was – 19 April 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 12 April 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was – 5 April 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was - 28 March 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was - 22 March 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was - 15 March 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was - 8 March 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The Week That Was - 1 March 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The week that was - 23 February 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The week that was - 16 February 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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Perspective - Publication
The week that was - 9 February 2024
Welcome to the week that was, a round-up of key events in the construction sector over the last seven days.
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